After the accident occurs, obtain the other driver’s license and insurance information. You should also call and report the accident to your own insurance company. Your company will file the claim and contact the other driver’s insurance company if that driver was at fault in an attempt to recover money needed to repair your vehicle or cover medical costs.
Take your vehicle to a reputable repair shop and get an estimate on how much it will cost to repair the damage that occurred during the accident.
Determine if you have sustained an injury during the accident. If you have, gather the necessary documents to document your injuries and request payment.
Once you have assembled all documents required to request payment for your injuries and damage to your vehicle, send a demand for payment to the adjuster who is handling your claim.
While it is possible to represent yourself in court and settle a personal injury claim without hiring a lawyer, it is not always the best idea. Attorneys have extensive experience helping clients get the money they deserve and insurance companies are not likely to fairly compensate you for a large claim if you are not represented by a lawyer. If you can’t get your case settled and need to go to court, an attorney will be able to mount your case and argue on your behalf against the insurance company’s experienced legal team. Injury lawyers are rarely paid if the client does not get money.