Sending a demand for payment to the insurance adjuster
As a part of the demand letter, you should include a narrative of the accident, injuries and your recovery; the total cost of your attached medical bills, the total of your attached lost wage statement and the amount you are willing to accept after compensation for pain and suffering. Download free templates for settling your own car accident claim here.
After receiving and reviewing your demand, the adjuster will inform you if they need anything further before negotiating the settlement of the claim.
If you are unwilling to accept the final offer by the adjuster, you may refuse settlement and consider bringing a legal action or hire a lawyer to resolve the matter.